People who have a low income are likelier to have a low credit score. So, people who have a combination of a low income as well as a bad credit record can find themselves in a financial soup, including being unable to get a vehicle financed.

When you don’t conduct a lot of research before securing an auto loan, a bad credit auto financer can leave you with all the wrong options. Without any homework, bad-credit auto financing can compel you to choose from cars that look like nothing but junk. Therefore, it’s best to do your research first and opt for an honest finance lender who can make the process of getting a vehicle as stress-free as possible.

To provide some help with your research, here is a list of top auto finance lenders choose from if you have bad credit in your record.

Auto Credit Express
The Auto Credit Express has a large online network of dealers who have their specialization in bad credit auto financing. The dealers in this network have no requirements of a minimum score. However, they do need the user to have an income of at least $1,500 per month. They specialize in bad credit, no credit, repossession, and bankruptcy. Auto Credit Express has been in the business since 1999, and the user only has to fill up a 30-second long pre-qualification form to apply for a loan.

Car.Loan.com
This is another lender that helps consumers connect with a wide range of financiers who give auto loans to all types of borrowers. Although the network requires no minimum credit score, network partners might have their own set of requirements before they approve the loan. Car.Loan.com is a specialist in auto loans for consumers with a record of bankruptcy or bad credit. They also help first-time buyers to get an auto loan.

myAutoloan.com
An online finance lending network, with the help of myAutoloan.com, users can get up to four auto finance offers with just one application. The large partner network of the company allows the provision of credit to borrowers of all types, which includes borrowers with bad or low credit. The company has been in the market for more than ten years and has built a rapport among users for getting an online loan certificate within just 24 hours.

CarFinance.com
Unlike other networks, CarFinance.com provides auto loans directly. It provides finance for new vehicles and helps in refinancing. With CarFinance.com, users can get the facility of getting their loan pre-approved and then walking to the dealer and picking up a vehicle of their choice. The minimum credit score required to get finance from CarFinance.com is only 525.

Therefore, you no longer need to feel bogged down due to inadequate finances or a low credit score. You can purchase the car of your dreams with the aforementioned options at your disposal.